Meet The Team
Taylor Muñoz
President & Founder
Taylor believes retirement planning should begin with understanding what someone has worked a lifetime to build – and what they want that hard work to make possible.
As Founder and President of Solid Ground Wealth Advisors, Taylor specializes in helping individuals and families approaching or entering retirement make the transition from accumulating wealth to preserving it, generating dependable income, and using it with confidence. His approach is rooted in listening intently, educating clearly, and building practical strategies around the life each client’s money is meant to support.
Taylor’s path to financial services was shaped by over a decade in public service and leadership. He served as Chief of Staff to a Pennsylvania state senator and later as a township manager, experiences that strengthened his belief in thoughtful decision-making, clear communication, and service to others. The loss of his father also gave Taylor a deeply personal understanding of the importance of financial preparation and the impact it can have on the people left behind.
That perspective ultimately led Taylor to financial planning, where he was mentored by veteran retirement advisor Ralph Grauso. Today, Taylor carries that retirement-income tradition forward through Solid Ground, combining time-tested principles of preservation and dependable income with a modern, comprehensive approach to retirement strategy.
Taylor is a Series 65 fiduciary advisor and National Social Security Advisor® (NSSA®). He earned his degree in Business Administration from Messiah University and also hosts The Wealth Shift with Taylor Muñoz, an educational television program focused on helping viewers make more informed decisions about retirement and their financial future.
Outside the office, Taylor’s faith and family remain at the center of his life. He and his wife, Devin, are raising their three children, Landon, Lane, and Josie. He enjoys the outdoors, staying active, and serving organizations throughout his community.
For Taylor, Solid Ground is about more than managing money. It’s about helping people build a stronger financial foundation – and giving them greater confidence and freedom to live retirement with purpose.
Ralph Grauso
Senior Advisor Emeritus & Financial Educator
For more than four decades, Ralph has dedicated his career to helping individuals and families make the transition from building wealth to living confidently on the wealth they have built.
In 2005, Ralph founded the advisory practice that laid the foundation for what is now Solid Ground Wealth Advisors. At a time when much of financial planning centered primarily on growing investment portfolios, Ralph recognized that retirement required a different approach. He built his practice around helping clients protect what they had worked so hard to accumulate while creating reliable, renewable income designed to support them throughout retirement.
That income-first philosophy became a defining theme of Ralph’s career. Over the years, he has helped thousands of individuals and families navigate retirement and established himself as a respected voice on retirement income planning throughout Pennsylvania’s Lehigh Valley and Pocono regions.
Education has always been central to Ralph’s work. Drawing on his background as both an educator and financial advisor, he has presented hundreds of retirement workshops and seminars, appeared on radio and television, and contributed to newspaper and magazine publications. His ability to make complicated financial concepts understandable has helped generations of retirees approach important decisions with greater clarity and confidence.
Today, Ralph serves as Senior Advisor Emeritus at Solid Ground Wealth Advisors, providing strategic guidance, mentoring the advisory team, and remaining available to meet with select clients who benefit from his decades of experience. He is also a regular contributor to The Wealth Shift with Taylor Muñoz, continuing his long-standing commitment to retirement education.
Outside the office, Ralph and his wife, Judy, make their home in Cresco, Pennsylvania, where they enjoy spending time with their large, blended family. Faith, family, and investing in the lives of their children and grandchildren remain among Ralph’s greatest priorities.
Ralph’s belief that retirement planning should provide confidence – not uncertainty – remains woven into the foundation of Solid Ground Wealth Advisors and its commitment to thoughtful planning and dependable retirement income.
Joseph Hamoui, AWMA
Financial Advisor
As a Financial Advisor at Solid Ground Wealth Advisors, Joe Hamoui focuses on helping clients build reliable, sustainable income strategies designed to support life throughout retirement.
Joe brings more than half a decade of experience in the financial services industry. He began his career managing an endowment fund for Kutztown University before joining SEI Investments as an Operations Analyst. He later served as a Financial Advisor with Ameriprise and Prudential, gaining experience across wealth management, retirement planning and client-focused advisory services.
Joe earned his bachelor’s degree in Finance and Accounting from Kutztown University and holds both the Accredited Wealth Management Advisor℠ (AWMA®) designation and the National Social Security Advisor® (NSSA®) designation. He brings a thoughtful, measured approach to his work and is especially skilled at helping clients make complex financial decisions feel clear, practical and manageable.
At Solid Ground, Joe works alongside clients to help coordinate income, investments and retirement decisions into strategies designed around the life their wealth is meant to support.
Joe is based in Bethlehem, Pennsylvania. Outside of work, he enjoys spending time with his wife, Alli, and is an avid Baltimore Ravens fan and car enthusiast.
Joy Manno
Client Experience & New Business Coordinator
Joy serves as Client Experience & New Business Coordinator at Solid Ground Wealth Advisors, where she plays an important role in creating a seamless, welcoming experience for both new and existing clients. With a background in sales management, operations, and client service, Joy brings organization, attentiveness, and a personal touch to every interaction.
As the first point of contact for the Lehigh Valley office, Joy helps ensure clients feel informed and cared for from the moment they connect with the firm. She works closely with the advisory team throughout the new-client process, coordinating account openings and applications, monitoring transfers, keeping clients updated along the way, and assisting with ongoing account needs, including contributions and distributions.
Joy also helps bring the Solid Ground client experience to life beyond the office. She coordinates educational workshops, dinner seminars, and client appreciation events, helping create opportunities for clients and guests to learn, connect, and feel at home within the Solid Ground family.
Outside of work, Joy enjoys spending time with her children and has a particular love for animals and the outdoors. Her interests include beekeeping, hiking in the mountains, baking, raising chickens, fostering wildlife, and returning whenever she can to the beach in her hometown.
